Great Rates. Great Service. Great Results.
Whether you are buying your first home or refinancing your current mortgage, we're here to help - from application to long after closing. We love working with our members to find the perfect loan, and with a wide variety of loan programs to choose from, you’re sure to find one that fits your lifestyle; including FHA, VA, USDA, Conventional, and many more.
Frequently Asked Questions
Simply apply online through our secure online system by clicking the Apply Now button above. If you prefer to speak with a loan officer contact us at 817.732.2803
What is a P&I payment?
How can I start my application?
P&I is the combined principal and interest you pay your lender each month. The principal amount repays a portion of the amount of money originally borrowed. The interest amount pays the monthly interest accumulated on your outstanding balance. Your total payment will typically include additional items, such as, real estate taxes and insurance premiums.
What is an origination charge?
The origination charge is the amount charged for services performed on the initial loan application and loan processing. This includes all charges (other than discount points) that lenders and brokers involved in the transaction will receive for originating the loan. It includes any fees for application, processing, underwriting services, and payments from the lender for origination.
What are points?
Points (sometimes referred to as discount points or mortgage points) are paid to the lender, usually at mortgage closing, in order to lower the interest rate. One point equals one percent of the original loan amount.
Why does my lender require homeowners insurance?
Homeowners insurance is an insurance policy that protects both you and your lender in case of loss or damage to your property. The insurance company is chosen by you and the monthly homeowners insurance premium is often included as part of the monthly mortgage payment.
At Fort Worth City Credit Union, it’s easier than you think to get a home loan! Whether you are purchasing a new home, or refinancing to make improvements to your existing home, our convenient online services and friendly staff can make your dreams become reality sooner than you think.
Competitive mortgage rates and flexible terms make it an even sweeter deal! Give us a call at 817.732.2803 or click on the link above to apply online today for your next home loan. We will help you secure a great rate and get pre-approved in minutes.
Great Rates. Great Service. Great Results.
Whether you are buying your first home or refinancing your current mortgage, we're here to help - from application to long after closing. We love working with our members to find the perfect loan, and with a wide variety of loan programs to choose from, you’re sure to find one that fits your lifestyle; including FHA, VA, USDA, Conventional, and many more.
At Fort Worth City Credit Union, it’s easier than you think to get a home loan! Whether you are purchasing a new home, or refinancing to make improvements to your existing home, our convenient online services and friendly staff can make your dreams become reality sooner than you think.
Competitive mortgage rates and flexible terms make it an even sweeter deal! Give us a call at 817.732.2803 or click on the link above to apply online today for your next home loan. We will help you secure a great rate and get pre-approved in minutes.
Frequently Asked Questions
*All lending products are subject to credit and property approval. Terms, conditions, and interest rates are subject to change without notice. Certain restrictions may apply and may vary based on borrower qualification and collateral conditions. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. This is not a commitment to lend. Additional restrictions may apply. Member First Mortgage, LLC is an affiliate of Fort Worth City Credit Union. Fort Worth City Credit Union: 2309 Montgomery St, Fort Worth, TX 76107 | (817) 732-2803 | NMLS ID: 547601. Member First Mortgage, LLC Corporate Office: 616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532 | Equal Housing Opportunity.
